:root{--az:#1F3864;--ac:#2E5395;--vd:#2E7D32;--acc:#B7791F;--bg:#F5F4F1;--ln:#E6E4DE;--tx:#243044;--rail:96px}
*{box-sizing:border-box}body{margin:0;font-family:Inter,'Segoe UI',Arial,sans-serif;color:var(--tx);background:var(--bg);line-height:1.6}
a{color:var(--ac);text-decoration:none}h1,h2,h3,h4{font-family:Montserrat,Inter,sans-serif}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;color:var(--az);padding:8px 14px;z-index:100;border-radius:6px}
.top{position:sticky;top:0;z-index:50;background:var(--az);color:#fff;display:flex;align-items:center;gap:14px;padding:0 20px;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-size:17px;font-weight:700}.brand b{color:var(--acc)}.logo{width:32px;height:32px;flex:0 0 auto}
.topnav{margin-left:auto;display:flex;gap:4px;flex-wrap:wrap}.topnav a{color:#D7E0F2;padding:8px 10px;border-radius:7px;font-size:13.5px}.topnav a:hover,.topnav a.on{background:#2c4878;color:#fff}
.langbar{display:flex;gap:4px;margin-left:8px}.langbar a{color:#D8C7AE;font-size:12px;font-weight:700;padding:5px 8px;border-radius:5px;border:1px solid #6b5a3a}.langbar a.on{background:var(--acc);color:#fff;border-color:var(--acc)}
.burger{display:none;font-size:30px;cursor:pointer;color:#fff}#mnav{display:none}
.side{position:fixed;left:14px;top:96px;z-index:40;width:var(--rail);background:#fff;border:1px solid var(--ln);border-radius:16px;padding:10px 6px;display:flex;flex-direction:column;gap:4px;box-shadow:0 8px 24px rgba(31,56,100,.10);border-top:3px solid var(--acc)}
.side-h{font-size:11px;font-weight:700;color:#9aa6b8;text-transform:uppercase;text-align:center;margin:2px 0 6px}
.side a{display:flex;flex-direction:column;align-items:center;gap:3px;color:var(--ac);padding:7px 2px;border-radius:10px;text-align:center}.side a:hover,.side a.on{background:#F3EEE3;color:#8a5a12}
.side .si{width:24px;height:24px}.side .ic{width:22px;height:22px}.side .sl{font-size:10.5px;line-height:1.1;color:#54637a;font-weight:600}
main{min-height:60vh;padding-left:calc(var(--rail) + 30px)}.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.hero{background:linear-gradient(135deg,var(--az),#3a3526);color:#fff;padding:54px 0;border-bottom:3px solid var(--acc);overflow:hidden}.hero.small{padding:38px 0}
.hero-in{display:flex;align-items:center;gap:30px}.hero-art{margin-left:auto}.hero-art .logo{width:150px;height:150px;opacity:.95}
.hero h1{font-size:31px;margin:0 0 10px;line-height:1.2;max-width:720px}.hero.small h1{font-size:25px}.hero p{font-size:18px;color:#D8C7AE;max-width:700px;margin:0 0 22px}
.cta{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-block;padding:12px 22px;border-radius:24px;font-weight:600;font-size:15px;border:none;cursor:pointer}
.btn.green{background:var(--vd);color:#fff}.btn.ghost{background:#2c4878;color:#fff}.btn.white{background:#fff;color:var(--az)}
.sec{padding:38px 0}.alt{background:#fff;border-top:1px solid var(--ln);border-bottom:1px solid var(--ln)}
h2{color:var(--az);font-size:24px;margin:0 0 6px}h3{color:var(--ac);font-size:18px}.lead{color:#54637a;max-width:800px}
.grid{display:grid;gap:14px;margin-top:18px}.amb4{grid-template-columns:repeat(4,1fr)}.c4{grid-template-columns:repeat(4,1fr)}.c3{grid-template-columns:repeat(3,1fr)}.c2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--ln);border-radius:12px;padding:16px;transition:.15s}.card:hover{box-shadow:0 8px 22px rgba(31,56,100,.10);transform:translateY(-2px)}
.card.amb{display:flex;flex-direction:column;gap:10px;color:var(--tx)}.card h3{margin:0 0 4px;font-size:14.5px;color:var(--az)}
.card.disto{display:flex;flex-direction:column;gap:8px}.card.disto.on{border-color:var(--acc);box-shadow:0 6px 20px rgba(183,121,31,.12)}.card .link{color:var(--vd);font-weight:600}
.ico{display:inline-flex;width:38px;height:38px;color:#8a5a12;background:#F3EEE3;border-radius:9px;align-items:center;justify-content:center}.ico .ic{width:22px;height:22px}.ico.big{width:58px;height:58px}.ico.big .ic{width:32px;height:32px}
.card.seg{display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.srv{margin-top:18px;display:flex;flex-direction:column;gap:10px}.srow{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--ln);border-radius:10px;padding:14px 16px;color:var(--az)}.srow:hover{box-shadow:0 6px 18px rgba(31,56,100,.08)}.srow b{font-size:15.5px}.srow .link{margin-left:auto;color:var(--vd);font-weight:600;white-space:nowrap}
.band{background:var(--ac);color:#fff;padding:26px 0}.band.green{background:var(--vd)}.band.acc{background:linear-gradient(135deg,#1F3864,#8a5a12)}.band.gold{background:linear-gradient(135deg,#1F3864,#B7791F)}.band .wrap{display:flex;align-items:center;gap:18px}.band h2{color:#fff;margin:0}.band p{margin:4px 0 0;color:#f3eadb}.band .btn{margin-left:auto}.bico{display:inline-flex;width:46px;height:46px;color:#fff;background:rgba(255,255,255,.18);border-radius:11px;align-items:center;justify-content:center}.bico .ic{width:26px;height:26px}
.ambhead{display:flex;gap:18px;align-items:flex-start;margin-bottom:8px}.info{background:#F3EEE3;border-left:4px solid var(--acc);border-radius:8px;padding:16px 18px;margin:18px 0}.info h3{margin:0 0 6px;color:#8a5a12}
.ctaband{display:flex;align-items:center;gap:16px;background:var(--az);color:#fff;border-radius:10px;padding:16px 20px;margin:18px 0}.ctaband span{font-weight:600}.ctaband .btn{margin-left:auto}
.chips{display:flex;gap:8px;flex-wrap:wrap}.chip{background:#fff;border:1px solid var(--ln);border-radius:20px;padding:6px 12px;font-size:13px;color:var(--az)}
.ptab{width:100%;border-collapse:collapse;margin:14px 0}.ptab th{background:var(--az);color:#fff;text-align:left;padding:10px 12px;font-size:14px}.ptab td{border:1px solid var(--ln);padding:9px 12px;font-size:14px;background:#fff;vertical-align:top}
.alt2{background:#fff;border:1px solid var(--ln);border-radius:12px;padding:18px;margin:18px 0}.jf{width:100%;height:560px;border:1px solid var(--ln);border-radius:10px;background:#fff}.jf.tall{height:680px}
.reglist{columns:2;gap:30px;color:#445}.reglist li{margin:6px 0}.faq{background:#fff;border:1px solid var(--ln);border-radius:10px;padding:14px 16px;margin:10px 0}.faq summary{font-weight:600;color:var(--az);cursor:pointer}.faq p{color:#54637a;margin:10px 0 0}
.cookiebar{position:fixed;left:14px;right:14px;bottom:14px;z-index:60;background:#fff;border:1px solid var(--ln);border-top:3px solid var(--acc);border-radius:12px;padding:14px 18px;box-shadow:0 10px 30px rgba(31,56,100,.18);display:flex;align-items:center;gap:18px;flex-wrap:wrap}.cookiebar p{margin:0;font-size:13.5px;color:#445;flex:1 1 320px}.cbtns{display:flex;gap:10px}.cookiebar .btn{padding:9px 16px;font-size:13.5px}
.ftop{background:var(--az);color:#fff;padding:34px 0;margin-top:28px;border-top:3px solid var(--acc)}.ftop h4{color:var(--acc);margin:0 0 8px}.ftop p{margin:0;color:#f3eadb}.cols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.eco a{display:block;color:#D7E0F2;margin:3px 0}
.fbot{background:#16294A;color:#9DB2D6;padding:16px 0;font-size:13px}.fbot .row{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}.fbot a{color:#D7E0F2}
@media(max-width:1024px){main{padding-left:0}.side{position:static;flex-direction:row;flex-wrap:nowrap;overflow-x:auto;width:auto;margin:10px 14px 0;top:auto}.side-h{display:none}.side a{flex:0 0 auto;min-width:74px}}
@media(max-width:820px){.amb4{grid-template-columns:repeat(2,1fr)}.c4{grid-template-columns:repeat(2,1fr)}.c3{grid-template-columns:1fr}.c2{grid-template-columns:1fr}.cols{grid-template-columns:1fr}.reglist{columns:1}.hero-art{display:none}.topnav{display:none}.burger{display:block;margin-left:auto}#mnav:checked~.topnav{display:flex;position:absolute;top:64px;left:0;right:0;background:var(--az);flex-direction:column;padding:8px}}

.fmodal{display:none;position:fixed;inset:0;background:rgba(15,25,45,.55);z-index:200;align-items:center;justify-content:center;padding:18px}
.fmodal.on{display:flex}
.fmodal-box{position:relative;background:#fff;border-radius:14px;width:100%;max-width:720px;height:86vh;max-height:920px;box-shadow:0 24px 70px rgba(0,0,0,.35);overflow:hidden}
.fmodal-x{position:absolute;top:8px;right:8px;z-index:3;width:36px;height:36px;border:none;border-radius:50%;background:#1F3864;color:#fff;font-size:17px;line-height:1;cursor:pointer}
.fmodal-x:hover{background:#2c4878}
.fmodal iframe{width:100%;height:100%;border:none;display:block}
@media(max-width:640px){.fmodal{padding:0}.fmodal-box{height:100vh;max-height:none;border-radius:0}}